It's come down to this. Will and Nicole have taken different routes to the Finals, but they remain standing and are now waiting for the word from their former housemates. With the former HouseGuests waiting in the wings, Nicole and Will reflect on how they made it this far. Nicole's intent was to remain true to herself and be the same person inside the House that she is outside. "It's gotten me this far," she says. Will went into the House with a devious, two-pronged strategy: lie to everyone and lose all competitions. "I consider lying a sport," he boasts. "If you got burned in this House, it's your fault." After a narrow victory in the first eviction vote, Nicole tried to rally the other HouseGuests into going after Will, who was nominated three times but never voted out. Nicole believes the only reason she made it as far as she did is because she was able to make alliances with people, but Will turns this idea on its head, saying, "The smartest thing I did in this game was falsely befriend Nicole." Carrying such a conniving nemesis into the Finals may be what ultimately gives Nicole the prize, and she makes her case, bluntly stating, "I should win because I never lied to anybody, which he did a billion times."
Before they can cast their votes, the evicted HouseGuests have some dirty laundry to air with each other. Monica addresses the group, which is meeting for the first time since their individual evictions: "Let's talk about what went down." Mike Boogie defends Chill Town, stating that they did not scheme against anyone in the House, but simply enjoyed each other's company. Krista confronts Hardy about "some negative things" she heard him say about her. Hardy defends his words, saying that things happened in the House based on what they thought was happening, not necessarily what was actually happening. Monica laughs, noting that she "watched some of y'all fall on your faces" after they underestimated her. Kent states that the eviction vote against Sheryl the first week was a vote against Mike and Chill Town for nominating her, not a vote against her as a person. Mike apologizes to Sheryl for putting her in that position and Sheryl accepts.
Autumn believes that Nicole did a good job of manipulating people in the House to get what she needed to succeed in the game. Mike agrees, commenting on how well Nicole played Hardy and Will against each other by keeping them both "on her hip." Monica tells Hardy that she was most disappointed in him out of all the HouseGuests, while Shannon tells Bunky that she was most disappointed in him for not giving her a chance to get to know him. Bunky responds by telling her that he wasn't comfortable being around her and says that she's "not a nice person." Regarding the in-House relationship with Will, Shannon has a different perspective, now that she's watched things on tape. "I have no idea about Will," she says. "The stories he told in the House were just…wrong." Later, Autumn confesses to not knowing whom to vote for, while Sheryl compliments Nicole and Will on a game well played. Krista is leaning toward Will, saying that she doesn't "believe in [Nicole's] values," but Bunky says he's glad to not have to deal with living with Will anymore. Kent sums up the undecided atmosphere by saying, "Deciding between Will and Nicole is like picking between an ingrown toenail and a rash."
The evictees each get to ask Will and Nicole a question to help them decide whom they're going to vote for. Sheryl asks them both to convince her why they should be the winner. Nicole answers, "I've done the very best I can to treat people well and be as truthful as I was allowed to be." Autumn asks Nicole who in the House she felt she was loyal to. Nicole tells her that she feels she was loyal to her, Bunky and Hardy. Later, Hardy asks her why, during the week Will was able to evict either one of them, she continually asked him to consider what Shannon would want him to do. Nicole denies going to Will and campaigning for his vote at the expense of her alliance with Hardy. Monica tells Will that she found out that early in the game he called her "stupid" and wonders if he still thinks of her as stupid now. Will tells her that early in the game he didn't consider her a strong player, but as time went on in the House, he grew to respect her and her abilities. To Hardy, Will pointedly says that he knows he's not going to get his vote and doesn't bother trying to change his mind.
Nicole and Will both make speeches to the group as their final opportunity to change their minds. Nicole tells them that "My strategy was to be myself and the first week that got squashed to pieces. It became a war after that. It's stupid, dumb luck that I'm in here." Will stands and tells them that he's not going to make apologies or discuss his regrets with them. Instead, he says that people who have a problem with him and how he acts on a Reality TV show might have a problem with reality itself and if they have a problem with reality, then their problem is with themselves and not with him. He wonders if anyone in the group followed through on their opening night pledge to become friends and get to know each other. Kent wonders, "what was the deal with Will's speech?" Overall, the evicted HouseGuests have very poor reviews of his performance, calling it "cocky." Shannon tellingly says, "I was looking around the room and I thought he had this won, but after that speech, I don't know."