In Edwardian London, American sailor Henry Adams (Gregory Peck) is destitute and living hand-to-mouth. By sheer luck Henry gets embroiled in a unique bet between wealthy brothers Roderick (Wilfrid Hyde-White) and Oliver Montpelier (Ronald Squire). The brothers present Henry with an envelope containing a one-million-pound banknote, a bill whose mere existence, Oliver contends, will allow Henry to survive comfortably for an entire month without spending any money.
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